Individual Debt/Budget Counseling

Confidential, individual Budget Counseling is available to help people who may be in financial trouble or who want to personally understand how to apply God's principles in their lives in a one-on-one setting. Budget counselors have been trained and certified through Crown Financial Ministries' Budget Counselor Training program. There is no cost, and no financial products are sold. Voluntary donations of $5-$25 to St. Andrew are accepted.

Budget Counseling Focus

• To encourage people being counseled to mature spiritually as Jesus' disciples and discover the joy of incorporating God-honoring financial management principles into their lives.
• To help people who are in financial trouble develop a budget and debt repayment plan and establish positive habits for management of their personal finances so that they may reach a point where they achieve financial stability.
• To identify people who are doing all they can to make ends meet but due to circumstances beyond their control are unable to meet their financial obligations and direct them to appropriate church ministries or people to provide appropriate forms of financial assistance.
• To assist people who have a financial surplus in recognizing their God-given responsibilities for stewardship and to identify opportunities to fulfill those responsibilities.

What to Expect in a Budget Counseling Session

Counseling Process

• If you are married, both husband and wife should plan on attending together, otherwise very little can be accomplished.
• The budget counselor will assist you in evaluating your present spending pattern and help you work towards a balanced spending plan.
• Once the spending plan is agreed upon, the budget counselor will act as an accountability partner with you and will inform you of other studies that will enhance your understanding of biblical stewardship.


Information Needed

• You may be asked to bring your checkbook register, income tax forms, paycheck stubs, bank statements, current bills, or other related information.


Meeting Location

• You will be asked to meet in a neutral location at St. Andrew where there is privacy and sufficient table space to work on your budget.


Session Length

• Sessions run between 1 and 2 hours. More than one session is usually required to complete the planning process.

Please note: Topics like investing, insurance, financial planning, and other related areas are not covered, other than to include these categories in a written spending plan if needed. If you are specifically looking for this type of help, we suggest that you contact a professional near you. For more information or appointments, email Bill Brewer or call 214-291-8082.

Dave Ramsey Financial Peace University

Class on Sundays at 3:00-5:00 p.m. from June 23 through August 18. First class is free as a trial. Cost of kit is $95/family (includes S&H).

Click here to register

Learn how to become financially free and control your finances and do so with God’s direction. Sign up for the Dave Ramsey class. Attend the first class as a free trial before deciding to buy the materials; see "class format" below for details.

Change the way you think about personal finance. Each of the video lessons deals with a different topic that Dave teaches about how to save money, live on a budget, communicate about money, eliminate debt, find bargains, and experience the joy of giving. Over 650,000 families have completed Financial Peace University with amazing success. On average, they pay off $5,300 in debt and save $2,700 in just 13 weeks. That's an $8,000 change in position in just 91 days!

Click here for a more complete description. The class is held at St. Andrew. Park on Mira Vista Boulevard, north parking lot, and enter the north doors.

Class Format

9 weekly video lessons from Dave Ramsey, plus small group discussion. No one will be asked to discuss private information. Membership kit includes workbook, audio CDs of each lesson, and lifetime membership access to Dave's Member Resource Center. Buy your kit from St. Andrew for the discounted price. If you want a free trial before committing, then only email Bill Brewer so we know you are coming for a free trial for the first class, and bring your checkbook to buy the kit if you decide to continue. 

Childcare

Childcare is available by reservation only for St. Andrew church members/visitors, and can be made by calling 214-291-8024.

For more information email Bill Brewer or call 214-291-8082.

Crown Biblical Financial Life Group Study

Small Life Group Classes
Taught by Bill Brewer or Trained Instructors

Recommended Discipleship Path Class for all St. Andrew Members


Visitors and Community Welcome


The Life Group Study is a 10-week in-depth Bible study of what scripture teaches about money and possessions, including practical applications for managing your finances better. Graduates have confirmed that marriages are being strengthened and individuals are finding their way out of debt. They are also becoming consistent savers, generous givers, and prudent consumers. Most importantly, people are entering into a closer relationship with Jesus Christ as they learn to apply  his word. Note: no one will be asked to share their personal financial details. Classes meet for 10 weeks, 2 hours per class. Bible reading and discussion preparation required each week prior to class for small group discussion. Social time included for fellowship during the semester. Book fee is $50 for a single person, $60 total for a couple. Scholarships and payment plans available.

More information email Bill Brewer or call 214-291-8082.

Managing Our Finances God’s Way

Study Created by Pastor Rick Warren & Crown Ministry

Taught by Bill Brewer or Trained Instructors

Schedule: TBA
Visitors and Community Welcome


Co-developed with Purpose Driven Ministries' Pastor Rick Warren & Crown Financial Ministry, this 7-week, video-based class studies biblical financial management. Learn God's principles for saving/investing, spending, debt, giving, and contentment. You will not be asked to share personal financial information. Workbooks are $20 (one per family). Class date/time will be provided during registration.

For more information email Bill Brewer or call 214-291-8082.